Overview
The Ministry of Finance and National Planning leads this national strategy to deepen financial inclusion following progress under NFIS 2017–2022. Building on gains driven by digital financial services, the strategy targets persistent gaps between rural and urban areas, among underserved groups (women, youth, elderly, persons with disabilities, and refugees), and in MSME and agricultural finance. NFIS II is structured around six thematic areas—MSMEs, rural inclusion, underserved populations, agriculture, environmental/social/governance (inclusive green finance), and digital financial services and financial infrastructure—plus cross‑cutting pillars on financial consumer protection and capability, and monitoring, evaluation, data and research. It defines objectives, outputs, indicators, and time‑bound actions, including development of MSME and agriculture finance strategies, expansion of agent networks, digital ID–enabled KYC, green finance instruments, and strengthened credit information and collateral systems. The strategy establishes a governance structure (Steering Committee, Implementation Committee, and thematic working groups), and a results framework with measurable targets. It also identifies key risks (e.g., limited fiscal space, connectivity gaps, cyber fraud) and proposes mitigation measures, emphasizing coordination across government, regulators, and the private sector.